December 2003-Present  Finance Manager, Zerr Auto Sales Inc.

        Originate Vehicle Title Loans

        Manage Repossession Agents, General Labor, and two employees

        Collect for a loan portfolio of $200,000

        Package Financing for Used Car Purchases


August 2002-October 2003  Loan Officer, Peoples Bank of the Ozarks

        Conduct Loan Interviews and Administer Closings

        Underwriting using 5 C's of Credit and Financial Analysis

        Assist in day-to-day processing of Real Estate and Consumer Loans

        Collection work on personal Loan Portfolio


February 2002-August 2002  Mortgage Consultant, RBC Mortgage


         Originate FHA, VA, USDA, and Conventional Mortgages

         Make sales calls to Realtors in person, by e-mail, and by fax

         Counsel clients on improving credit scores


June 1999-February 2002  Accounts Receivable Coordinator, Drury


        Billing for 2500+ Students

        Collections on all student accounts

        Cashier assistant in Business Office

        Computerized Bookkeeping on the General Ledger


March 1996-June 1999 Customer Service Associate III Paint Dept,

                Lowe's of Springfield

        Opened and Closed Department

        Operated heavy machinery

        Worked with paint mixers and computers

        Cross-Trained throughout store